Who Qualifies for Medicaid in North Carolina?

Medicaid is a federal and state program designed to help low-income individuals and families access affordable healthcare services. It’s a lifeline for many, but the eligibility requirements can be quite complex, especially for older adults seeking long-term care services. In North Carolina, certain income and asset criteria must be met to qualify. As the legal team at Brady Cobin Law Group, PLLC, we can help you understand these requirements and guide you towards securing the long-term care resources you need.

Medicaid in North Carolina is designed to support various groups of individuals who might find themselves in need of healthcare coverage, including elderly adults, families with children, pregnant women, and individuals with disabilities.

Medicaid for Older Adults and Disabled Individuals

For older adults, individuals with disabilities, and the blind seeking Medicaid assistance in North Carolina, specific age, health, and financial criteria must be met. To qualify:

1. The individual must be 65 years or older, certified blind, or disabled according to the Social Security Administration’s definition.
2. The applicant’s income must not exceed a specific threshold, which is determined annually. This amount can vary, so it’s crucial to consult with a knowledgeable team, like us at Brady Cobin Law Group, PLLC, to get the most current information.
3. In terms of assets, an individual can’t have more than $2,000 in countable resources (excluding certain assets such as a primary residence, personal belongings, one vehicle, and prepaid funeral expenses, among others).
4. If seeking Medicaid for long-term care services, the individual must also meet a “level of care” requirement, demonstrating a need for the kind of care provided in a long-term care facility.

How Can Brady Cobin Law Group, PLLC Help?

Understanding Medicaid eligibility requirements can be daunting. That’s where we come in. At Brady Cobin Law Group, PLLC, we can break down the complexities of Medicaid in North Carolina, assisting you or your loved ones receive the long-term care resources you need.

Our experienced team can provide guidance on income and asset limits, assess your eligibility, and help you with the application process. If there are potential hurdles to your eligibility, we can assist in creating a plan to meet Medicaid’s criteria without jeopardizing your financial stability.

The Benefits of Legal Guidance in Medicaid Planning

By seeking the assistance of Brady Cobin Law Group, PLLC, you not only gain a knowledgeable team to simplify the process, but also an advocate working to protect your interests. Our role includes assessing your financial situation, helping you understand the implications of Medicaid’s spend-down requirements, and assisting in asset protection strategies to avoid unnecessary financial strain. We aim to ensure that the process is seamless and less overwhelming.

Getting Started with Brady Cobin Law Group, PLLC

Handling the Medicaid system doesn’t have to be a stressful task. With the right guidance, you can confidently understand your eligibility and secure the long-term care assistance you need. We invite you to contact us and see how we can help you with your Medicaid planning needs in North Carolina.

Don’t let the complexities of Medicaid stand between you and the care you deserve. Call us at (919) 782-3500 or contact us online today to speak with a compassionate Raleigh lawyer. At Brady Cobin Law Group, PLLC, we’re here to guide you every step of the way.